Singaporean Mandarin Database

This database contains a collection of Mandarin terms which have cultural, historical or sentimental value unique to Singapore. These terms may be used by Singaporeans in the past or at present. Some of the terms are read in print while others are used in our everyday conversations.

Search
A - Z PINYIN LISTING

健

jiàn

保

bǎo

双

shuāng

全

quán

MediShield

Social

社会

Social

Share via

MediShield

Share via
Photo courtesy of Ministry of Health
Social

社会

Social

释义

名词

为公积金会员设立的基本医疗保险计划。

DEFINITION

Noun

A basic health insurance plan set up for Central Provident Fund (CPF) members.

由来
  • 除了让会员使用保健储蓄（Medisave）支付医疗费用，公积金局在1990年推出了健保双全（MediShield）。这是一份基本医疗保险，主要帮助公积金会员与他们的家属，能够支付因患有严重病症或慢性病的医疗费用。所有年龄在80岁以下的公积金会员都受保。
  • 在健保双全计划下，如果受保人在保单年度中要向健保双全索赔，必须先支付一笔固定款项，也称自付额（Deductible）。之后受保人只需支付20%的可索赔金额，其余的80%则由健保双全支付。
  • 受保人必须支付索赔额，也称共同承担保险（Co-insurance）。支付索赔额后，健保双全的健保服务将正式启用。
  • 从2015年起11月1日起，终身健保（MediShield Life）取代了健保双全，不论年龄或健康状况，同样让公积金会员（新加坡公民与永久居民）自动受保，不需要申请。
ETYMOLOGY
  • In addition to allowing members to pay for medical expenses using Medisave, the CPF Board rolled out MediShield in 1990. This is a basic health insurance plan which covers medical fees for CPF members and their family members who are under the age of 80 and suffer from serious or chronic illnesses.
  • Under the MediShield Scheme, if the insured wants to make a MediShield claim in the policy year, they must first pay a fixed amount known as Deductible. The insured only needs to pay 20% of the claimable amount and the remaining 80% can be paid with MediShield.
  • The insured must pay a certain claim amount known as Co-insurance. After paying the amount, the healthcare service under MediShield will be activated officially.
  • From 1 November 2015 onwards, MediShield Life replaced MediShield, automatically covering all CPF Members (Singapore Citizens and Permanent Residents), without the need for application regardless of their age or health condition.
例句
卫生部发言人透露，在之前的健保双全下，政府分别在2013年与2014年批准29万份和31万5000份索偿申请。终身健保在2015年11月推行后，2016年全年批准的索偿申请多达50万7000份。（《联合早报》，8/1/2018）
SAMPLE SENTENCE
The Ministry of Health spokesperson revealed that under the former MediShield plan, the government has approved 290,000 and 315,000 applications for claims in 2013 and 2014 respectively. After the implementation of MediShield Life in November 2015, as many as 507,000 applications for claims were approved for the whole of 2016.（Lianhe Zaobao, 8/1/2018）
参考资料
点击查看健保双全的参考资料
REFERENCES

Click here to view references for MediShield

 

 

BACK TO TOP