Singaporean Mandarin Database

This database contains a collection of Mandarin terms which have cultural, historical or sentimental value unique to Singapore. These terms may be used by Singaporeans in the past or at present. Some of the terms are read in print while others are used in our everyday conversations.

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A - Z PINYIN LISTING

银

yín

会

huì

tontine group

Communities/Organisations

社群、团体

Communities / Organisations

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tontine group

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Communities/Organisations

社群、团体

Communities / Organisations

释义

名词

一群人自愿地把钱储蓄在一起而以此建立的互助团体。

DEFINITION

Noun

A mutual aid organisation formed by a group of people who voluntarily save their money together.

由来
  • 银会会员少则十人左右，多则30人以上。
  • 银会一般有一位领头，每位领头底下有数名会员，并且需要规定好每个月会员所要缴交的数额。领头将从中抽取一份，但会员若要领取银会的钱，就必须投标，由价高者获得。然而，投到标的会员在往后几个月就不能再投标，而且还需继续缴付每个月的贡献。
  • 1950年代，新加坡与马来亚两地频繁出现银会诈欺案件。
  • 银会在新加坡为非法组织。

ETYMOLOGY
  • The number of participants in a tontine group can range from around ten to more than 30.
  • Each tontine scheme usually has a leader, who has several members under them; they stipulate the amount to be paid by the members every month. The leader will draw a share from the amount, but if members wish to collect any money from the tontine, they have to place a bid, with the highest bidder getting the money. Successful bidders will not be allowed to bid again for the next few months, but they must continue making monthly contributions.
  • In the 1950s, there were many cases of tontine fraud in Singapore and Malaya.
  • In Singapore, tontines are illegal.

例句
疑卷走同乡姐妹100万元后跑路的越南“富太”，被指是银会会头，以高利息为铒，网上招揽同乡加入，在本地越南女圈子吃得开，几年内就吸引多名“姐妹”参加。（《联合晚报》， 17/4/2016）
SAMPLE SENTENCE
A Vietnamese “wealthy lady” is suspected of absconding with S$1 million defrauded from her fellow countrywomen. She was accused of heading a tontine scheme that lured victims with promises of high interest rates. She was known to be influential in the local community of Vietnamese women, thus attracting many to participate within a few years. (Lianhe Wanbao, 17/4/2016)
其他地区用语

标会（大陆、台）、会（大陆、台）

TERMS USED IN OTHER REGIONS

标会 (Mainland China, Taiwan)、会  (Mainland China, Taiwan)

参考资料
点击查看银会的参考资料
REFERENCES

Click here to view references for tontine group

 

 

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